8 articles

Costs & Taxes

Purchase costs, ongoing property taxes and the fees that catch buyers out.

The cost of a European property, compared: Buying · Owning · Selling Every country in this guide charges an annual tax on property you own. Comparing the rates tells you almost nothing, because not one of them is charged on what the property is worth. Each is charged on an official assessed value, and those … Read more

The cost of a European property, compared: Buying · Owning · Selling Every country in this guide charges you to buy a home, and almost every published comparison flattens that into a single percentage. The percentage is the least useful part. What decides your bill is what the tax is charged on and whether the … Read more

Documents and keys on a desk representing property transfer taxes at completion

Property transfer tax applies when property ownership changes hands. How it’s calculated and who pays varies by country — here’s how to check.

Documents and keys on a desk representing the ongoing costs of owning property in another country

What continues to cost money after you buy abroad: annual taxes, charges, insurance, filings and upkeep — and why the figures vary by country.

Front door and key illustrating the hidden costs of buying property abroad

The purchase price is the smallest number. Here are the recurring, procedural and exit costs of buying property abroad that rarely make the brochure.

About what you read here. Everything on Europe Realtor is general information and our own editorial opinion. We research carefully and we say when the evidence is unclear, but we can be wrong, things change, and no article can know your particular situation. Please do your own research and make your own judgement rather than treating anything here as the final word. This is not financial, legal or tax advice. Rules, prices and figures around buying and owning property in Europe vary by country and change without notice, and we do not publish specific numbers for that reason. Before committing money, confirm the current position with a lawyer or tax adviser who is qualified in your jurisdiction and independent of anyone selling to you.